Services

A Lifestyle Analysis is an accumulation of a family's expenses for a certain period of time.  The analysis shows a summary by category, the detail of all transactions by category, and is adjusted in the report for non-recurring expenses.  The analysis can also show the beneficiary of each expense (husband, wife, children, or family).  The purpose of the analysis is to establish the standard of living (lifestyle) of the family during the marriage to help determine alimony and child support.

Cash Flow and Income Analyses show how the marital lifestyle was funded.  Income consists of items like salary, distributions, cash, benefits and personal expenses paid by a company for the owner and his/her family.  Cash Flow includes income items as well as non-income items such as loan proceeds and tax refunds.

Common questions during divorce proceedings are "where did the money come from?" and "where did the money go?"  These are often complicated questions that require in-depth analysis to decipher.  Asset Tracing procedures follow the flow of funds to determine the sources and destinations of those funds.  

A Marital Balance Sheet shows the assets, liabilities, and net assets/liabilities of a family in a simple to read format.  The Balance Sheet often shows the assets and liabilities at various points in time, such as at the date of marriage and date of complaint.  Assets include items such as checking/savings/brokerage account balances and the value of real estate and businesses.  Liabilities include items like mortgages, home equity loans, and credit card balances.  

Common questions during estate proceedings are "where did the money go?"  These are often complicated questions that require in-depth analysis to decipher.  Asset Tracing procedures follow the flow of funds to determine the sources and destinations of those funds.  

When a dispute arises, a formal accounting is required by the courts in New Jersey.

Wills can often-times be confusing and misleading when discussing finances.  I can explain the terms and clarify any financial misunderstandings.

Executors play a critical role in the estate process; however, they are sometimes accused of misconduct.  I can review the issues at hand and prepare an accounting to determine the truth. 

A Spending Analysis is similar to a Marital Lifestyle Analysis; however, it is prepared before a complaint for divorce has been filed.  It typically analyzes fewer years than a Lifestyle Analysis (for example one or two instead of three to five).  A Spending Analysis is useful when someone believes their spouse is over-spending and wants to present them with an expert report to assist them in realizing their over-spending.

A Budgeting Analysis can be prepared on its own or after the completion of a Spending Analysis.  We will prepare multiple budgeting scenarios to improve your family's finances, pay down your debt, and ensure your family is "on the same page" as far as spending limits.

Please contact us if you suspect your business has experienced fraud.  

A damage calculation is often performed when a business is wrongfully subjected to losses.  A "lost profits" analysis is commonly performed to compare the net profits your company would have earned had it not been for the wrongful act of others.

Let us know the type of analysis you are interested in and we will work with you to make it happen!